REALProtection for Personal Checking Accounts

So you can protect what’s important

Wherever you are in life, you want to preserve what you have. But there are always challenges— unplanned expenses, unexpected emergencies, and even the timing of when bills arrive—that can leave you with a little less in your checking account than anticipated. Getting REALProtection from MVSB can make a key difference.

Prevent Overdrafts Automatically
With REALProtection, MVSB will automatically transfer funds in $100 increments up to your preapproved amount to cover an overdraft in your personal checking account. REALProtection can help you avoid costly overdraft charges or the inconvenience and embarrassment of discovering there’s a shortfall in your account.

REALProtection provides these benefits:*

  • Availability on all personal checking accounts
  • Credit amounts as little as $500 or as much as $2,500
  • A fixed interest rate of 18% APR
  • Automatic monthly deductions from your checking account
  • No prepayment penalty
  • An annual fee of just $25

Convenience is a priority for you. Providing value is a promise from us. REALProtection is another way that MVSB delivers on our commitment to superior products—and superlative service.

To learn more about REALProtection at MVSB, contact us in the way that is most convenient for you:

  • Contact our knowledgeable Lending Team
  • Secure email form
  • On weekday business hours, call 800.922.6872
  • We also have convenient evening and weekend hours in many of our offices. For a full listing of locations and phone numbers, click here

* Information is accurate as of 8/1/11 and is subject to change. Minimum monthly payment is 5% of the outstanding balance plus finance charges for the billing cycle or $25 (whichever is greater). If your billed payment becomes more than 10 days past due, you will be charged a late fee equal to 5% of the payment. You must maintain a personal checking account at Meredith Village Savings Bank to qualify for a REALProtection Overdraft Line of Credit.

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