Protecting Your Business from the Ground Up
Whether it is a small home-based enterprise or a large corporation, your business depends on hard work and ingenuity. We understand that the key to protecting all the effort and money you have invested in your business if disaster strikes is an insurance plan tailored to your needs.
Business Continuation Based Insurance
Key Person Insurance
- Key person insurance can cushion the adverse financial impact when a key employee is unable to participate in the business.
- Buy-sell agreements can help alleviate the threat to the business and concerns of survivors if an owner passes away.
When your employees have dependents or other people with whom they share their lives, life insurance can play a vital and valuable role. We can help you make smart choices when selecting a life insurance plan for yourself or your employees.
Loan Guarantee Policies
Taking out loans is a reality of modern business. Sometimes your lender may request that the loan be protected with an insurance policy that ensures the loan will be paid, in the event of an untimely death.
Disability insurance protects your employees by providing income when they are unable to work because of an accident or illness.
Long-Term Care Insurance
Long-term care insurance pays for services to help individuals who are unable to perform certain activities of daily living without assistance, or who require supervision due to a cognitive impairment such as Alzheimer’s disease.
The rising cost of medical care and the resulting pressure on health insurance premiums makes health insurance a top priority for you and your employees. We can help you explore your options in an increasingly complex and constantly changing health care system.
High Deductible Health Care Plans
High Deductible Health Care Plans or HDHPs are becoming more common throughout Central New Hampshire as employers work to provide health insurance to their employees in a world of ever-increasing costs. HDHPs are often associated with Health Savings Accounts (HSAs), which are designed to help individuals save for future qualified medical and retiree health expenses on a tax-free basis. For more information about HSAs, please click here.
|Not FDIC Insured||Not Bank Guaranteed||May Lose Value|
|Not a Bank Deposit||Not Insured by Any Federal Government Agency|
Meeting with MillRiver Wealth Management Team is without obligation or cost.
MillRiver Wealth Management is a trade name of MillRiver Trust Company. Brokerage services are offered through INFINEX INVESTMENTS, INC., Member FINRA/SIPC. Investment and insurance products are subject to investment risk, including the possible loss of value. Products and services made available through Infinex are not insured by the FDIC or any other agency of the United States and are not deposits or obligations of nor guaranteed or insured by any bank or bank affiliate. Infinex and MillRiver Trust Company are not affiliated.