Banking solutions for real life
Explore our suite of personal account options designed just for YOU! From feature-rich offerings to keeping it simple – find the perfect solution to complement your lifestyle. What’s more, you can open an account online in just minutes.
Premier Checking
A benefits-rich loyalty account for customers with a combined deposit and loan balance of $15,000 or greater, or who have an investment account relationship with our wealth management affiliate. Get complimentary checks, special discounts on loan products and exclusive access to our Premier Money Market.
- $10 minimum deposit to open account.
- Earns interest on balances of $500 and greater.
- Monthly service charge of $15 waived with $15,000 combined loan and deposit account balance* or a relationship with MVSB’s wealth management affiliate.
- Free basic checks and 50% off other check styles.
- Waived CheckReserve Line of Credit annual fee, provided the account holder has notified the loan officer during the loan application process.
- Discounted Consumer Loan rates with autopay.**
- $1,000 Courtesy Pay limit.
- Optional Mutual Benefits membership for a monthly fee.
- *Combined monthly balance consists of average collected monthly balance in all checking and savings accounts, ledger balance for CDs, and all outstanding balances on home equity lines or credit, home equity loans, installment loans and mortgages owned and/or serviced by MVSB.
- ** Discount does not apply to home equity lines of credit or loans, collateral and stock loans, time loans or CheckReserve line of credit.
Mutual Benefits Checking
Checking account that includes membership in the Mutual Benefits identity theft and savings programs as well as other benefits.
- $10 minimum deposit to open account.
- Earns interest on balances of $1,000 and greater.
- Includes Mutual Benefits Perks & Protection membership.
- No monthly service charge with an average monthly collected balance of $10,000 or greater. $3 with an average monthly collected balance of $5,000- $9,999.99. $6 with an average monthly collected balance less than $5,000.
- Free basic checks and 50% off other check styles.
- $500 Courtesy Pay limit.
Senior Checking
A special account designed for customers who are age 62 or older.
- $10 minimum deposit to open account.
- Earns interest on balances of $100 and greater.
- No monthly service charge.
- Free basic checks and 50% off other check styles.
- $750 Courtesy Pay limit.
- Optional Mutual Benefits membership for a monthly fee.
Better Checking
A simple no-fuss checking account with no account service fees. You’ll even earn interest on your checking account funds.
- $10 minimum deposit to open account.
- Earns interest on balances of $100 and greater.
- No monthly service charge.
- $500 Courtesy Pay limit.
- Optional Mutual Benefits membership for a monthly fee.
Bank On Certified Checking
We believe everyone deserves access to secure and affordable banking solutions. That’s why we’ve partnered with Bank On to offer a checking account that meets the needs of those who are just starting their financial journey or could use a second chance.
- $10 minimum deposit to open account
- No monthly service charge
- Waiver of the following fees:
- Returned item
- Returned deposited item
- Transfer account protection
- Inactivity
- Early closing
- Escheatment fees
At MVSB, we care about your financial journey. Our Bank On Certified Checking account is a commitment to providing you with the tools and support necessary for a financially secure future.
Discover the perfect blend of simplicity, security, and personalized care with MVSB’s Bank On Checking. Stay tuned for more updates as we enhance our offering.
Personal Checking Services
Personal checking account1 customers save time and money with complimentary convenience services:
- $5 Allowance1
As long as your account is not overdrawn by more than $5 on any given day, we won’t charge you.Learn More - Mutual Benefits Value Added Service
You can add valuable savings and identity theft benefits to most personal checking accounts1 with Mutual Benefits membership. Enrollment required and additional fees apply based on the membership level selected.Learn More - The following services at no additional cost
- Unlimited check writing
- Online, mobile and telephone banking
- Bill Pay
- E-statements
- Combined statements
- Mobile deposit
- Night deposit
- Debit or ATM card
- Mobile wallet and cardholder controls
- Direct deposit
- Seamless Customer Service
- Free access to all MVSB branches and ATM networks
- 24/7 telephone banking with live support
1Not available for Bank On Certified checking accounts.
