You’ll feel at home with us.
Building or buying a home is one of the biggest financial decisions of your life – and finding the right mortgage to make it possible is simple with MVSB specialists to guide you at every step. As an experienced local lender, we have a unique understanding of the market and all the guidelines. So whether you’re building, buying or refinancing a home, MVSB is here to help.
Buy a home – it’s easy with MVSB!
Ask our mortgage specialists about the advantages of conventional fixed-rate or adjustable-rate mortgages. Together, we’ll find the right term and solution that suits your budget and goals.
- Fixed rate loans – with a locked in rate for the life of the loan
- Specialty loans – Adjustable Rate Mortgages (ARMs) and more
- Land loans – a variety of ARM options
Build the home of your dreams.
Building a new home can be even more exciting – and challenging – than finding an existing home to purchase. And the financing works differently too. With in-house construction specialists, MVSB works with with you every step of the way, helping to ensure your project stays on timeline and in budget. We even have the expertise to help with unique projects like island, waterfront and mountainside homes.
Just one closing.
The process of financing the construction of your new home has two phases – construction and mortgage. At MVSB, you can secure the loan with one convenient closing. While your house is being built, you pay only interest on construction costs as they are drawn. When construction is complete, the loan switches to a traditional principal and interest loan with the same rate and term you originally closed on.
Are you a first-time home buyer?
As a first-time buyer, you may qualify for a number of special programs, such as New Hampshire Housing Finance Authority, Federal Housing Administration and/or Rural Economic Development Loans. Our lenders can help you find the right program and guide you every step of the way.
If you’re looking for the best way to refinance your home, we’ll walk you through the process and discuss the variety of loan options available to you.
Make your house the home of your dreams. Fix a roof. Remodel a kitchen. Add a bedroom. Home improvements are a great way to add functionality, and maybe even value, to your property.
Home is where the heart is. It can also be the key to reaching your retirement goals. If you love the house you are in and want to stay there through retirement, consider a Reverse Mortgage.