A new report highlighted by The Independent shows that Americans lost nearly $900 million to AI-generated scams in 2025. According to FBI data, more than 22,000 complaints involved
artificial intelligence, with criminals using tools that clone voices, generate realistic fake images, and create convincing messages.
Victims described receiving calls from what sounded like a panicked family member or messages from impersonated public figures, influencers, or even fake FBI agents. Cybersecurity experts warn that AI-driven fraud is accelerating rapidly as generative tools become cheaper, faster, and capable of producing communications that look legitimate even to trained professionals.
These scams are evolving beyond traditional phishing. Criminals are using AI voice cloning to stage emergency scams, creating deepfake videos for investment schemes, and crafting realistic government-impersonation threats. In one reported case, a California woman lost more than $5,000 after a fraudster mimicked her daughter’s voice. In another, a 93-year-old Ohio resident was convinced by fake FBI agents—enhanced with AI-generated materials—to drain her accounts, resulting in a $1.5 million loss. Experts note that call centers can now send out tens of thousands of AI-generated scam messages per minute, dramatically increasing the scale and reach of fraud.
At MVSB, safeguarding our customers against emerging technologies used in fraud is a top priority. If you receive a suspicious message, call, or request that pressures you to move money, share verification codes, or provide personal information, contact us immediately—we can help you verify the source, review your accounts, and take action if your information may have been compromised. Our team can assist with security features such as account monitoring and fraud alerts, and we encourage customers to report AI-related scams to the FBI at ic3.gov. Visit any MVSB branch or call us directly for guidance on staying safe in a world where AI-enabled scams are becoming more sophisticated.
