October is a good time to build smarter credit habits and strengthen your defenses against fraud. Get Smart About Credit Day, observed October 15, encourages consumers to learn about credit,
budgeting and responsible financial decisions. Understanding how credit works can also help you recognize suspicious offers, misleading claims and scams designed to misuse your personal information.
Protecting your credit starts with protecting your identity. Never share your Social Security number, account credentials, card number or one-time security code in response to an unexpected call, text, email or social media message. Review your account statements and credit reports regularly, use strong and unique passwords, enable multifactor authentication and independently verify offers for loans, credit repair or debt relief before providing information or payment.
MVSB is here to help you protect your accounts and respond to suspected fraud. We will not ask for your online banking password or secure access codes. If you receive a suspicious message, believe your information may have been compromised or notice unusual account activity, contact MVSB directly at 800.922.6872, visit a local branch, or securely access your accounts through the official MVSB mobile app or mvsb.com.
