Due to overwhelming demand, Meredith Village Savings Bank (MVSB) is sponsoring a second session of Laconia Area Community Land Trust’s first-time homebuyer seminar. This seminar is designed for people considering the purchase of their first home and for anyone interested in learning about the home buying process.
Issues covered in the seminar include budgeting and financial management, credit and credit reports, shopping for a home, getting a mortgage, home inspections, special financing programs and more. The seminar will be held on Saturday, November 9 from 8 a.m. to 4 p.m. at MVSB’s Seneca Ladd Building (next door to the main office) in Meredith.
To register or obtain additional information, please call Debra Drake of the Laconia Area Community Land Trust at 524-0747 or email email@example.com. Seating is limited and advanced registration is required. Attendees will receive a copy of the “Realizing the Dream” homebuyer resource binder as well as a certificate from the HomeBuyer Resource Center that is recognized by the New Hampshire Housing Authority, the Federal Housing Administration (FHA), Rural Development (formerly the Farmers Home Administration), VA and Fannie Mae (FNMA).
Laconia Area Community Land Trust (LACLT) is a nonprofit affordable housing provider and is a NeighborWorks® America organization, charted by the Neighborhood Reinvestment Corporation. LACLT’s HomeBuyer Resource Center is able to present homebuyer education free of charge through the generous support from Meredith Village Savings Bank. The Center also provides support and assistance to potential homebuyers after completion of the educational series. This is done through direct counseling with families or individuals that may need assistance in answering questions about home buying and ownership and/or obtaining home financing.
Additionally, the Center works with families or individuals that may have obstacles to home ownership such as credit issues, insufficient down payment or too much debt. The Center works with those families or individuals to design and implement an action plan intended to help them overcome the impediments to home ownership. This assistance is also offered at no cost to participants.